{"id":2322,"date":"2025-07-24T11:41:36","date_gmt":"2025-07-24T02:41:36","guid":{"rendered":"https:\/\/shuvweek.co.kr\/?p=2322"},"modified":"2025-07-24T11:41:36","modified_gmt":"2025-07-24T02:41:36","slug":"%ec%86%8c%eb%b9%84%ec%bf%a0%ed%8f%b0-%ec%9d%b4%ec%96%b4-%ec%9e%a5%ea%b8%b0-%ec%97%b0%ec%b2%b4%ec%9e%90-%ec%b1%84%eb%ac%b4%ec%a1%b0%ec%a0%95%eb%82%b4%eb%8b%ac-%eb%af%bc%ec%83%9d%ed%9a%8c","status":"publish","type":"post","link":"https:\/\/shuvweek.co.kr\/?p=2322","title":{"rendered":"\uc18c\ube44\ucfe0\ud3f0 \uc774\uc5b4 \uc7a5\uae30 \uc5f0\uccb4\uc790 \ucc44\ubb34\uc870\uc815\u2026\ub0b4\ub2ec ‘\ubbfc\uc0dd\ud68c\ubcf5’ 2\ub9c9 \uc5f4\ub9b0\ub2e4"},"content":{"rendered":"

[\uc7a5\uae30 \uc5f0\uccb4\ucc44\uad8c \ucc44\ubb34\uc870\uc815 Q&A] 2\ucc28 \ucd94\uacbd \uc608\uc0b0 1\uc870 1000\uc5b5 \uc6d0 \ud22c\uc785<\/strong>
\n8\uc6d4 \ubc30\ub4dc\ubc45\ud06c \uc124\ub9bd, 10\uc6d4 \uc5f0\uccb4\ucc44\uad8c \ub9e4\uc785 \uc2dc\uc791\u2026113\ub9cc \uba85 \ucc44\ubb34\uc870\uc815<\/strong>
\n\ud615\ud3c9\uc131 \ub17c\ub780 \uc5c6\uac8c \uc18c\ub4dd\u00b7\uc7ac\uc0b0 \uc5c4\uc815 \uc2ec\uc0ac\u2026\uc815\uc0c1\uc801 \uacbd\uc81c\ud65c\ub3d9 \ubcf5\uadc0 \uc720\ub3c4<\/strong><\/p>\n

\uc9c0\ub09c 7\uc6d4 4\uc77c \uad6d\ud68c \ubcf8\ud68c\uc758\uc5d0\uc11c \uc758\uacb0\ub41c 2\ud68c \ucd94\uac00\uacbd\uc815\uc608\uc0b0\uc758 \ud55c \ucd95\uc774 \ubbfc\uc0dd\ud68c\ubcf5 \uc18c\ube44\ucfe0\ud3f0\uc744 \ud1b5\ud55c \uacbd\uc81c \ud65c\uc131\ud654\ub77c\uba74, \ub098\uba38\uc9c0 \ud55c \ucd95\uc740 \ucc44\ubb34\uc870\uc815\uc744 \ud1b5\ud574 \uc5b4\ub824\uc6c0\uc744 \uacaa\uace0 \uc788\ub294 \uc11c\ubbfc\u00b7\uc18c\uc0c1\uacf5\uc778\uc744 \uc9c0\uc6d0\ud558\ub294 \uac83\uc774\ub77c \ud560 \uc218 \uc788\ub2e4.<\/p>\n

\"\uc885\ud569]\ub300\uad6c \uc911\uad6c\uc758 \ud55c \uc74c\uc2dd\uc810\uc5d0\uc11c \uc2dd\uc0ac\ub97c \ub9c8\uce5c \uc2dc\ubbfc\uc774 \ubbfc\uc0dd\ud68c\ubcf5 \uc18c\ube44\ucfe0\ud3f0\uc774 \uc785\uae08\ub41c \ub300\uad6c\uc0ac\ub791\uc0c1\ud488\uad8c(\ub300\uad6c\ub85c\ud398\uc774) \uce74\ub4dc\ub85c \uc2dd\ub300\ub97c \uacb0\uc81c\ud558\uace0 \uc788\ub2e4.(\uc0ac\uc9c4=\ub300\uad6c\uc77c\ubcf4 \uae40\uc9c4\ud64d \uae30\uc790, \uae40\uba85\ud658 \uae30\uc790)<\/pre>\n
\ucc44\ubb34\uc870\uc815 \uad00\ub828 \uc8fc\ubb34 \ubd80\uc11c\uc778 \uae08\uc735\uc704\uc6d0\ud68c\uc758 \uc774\ubc88 2\ucc28 \ucd94\uacbd \uaddc\ubaa8\ub294 1\uc870 1000\uc5b5 \uc6d0\uc774\ub2e4. \uc7a5\uae30 \uc5f0\uccb4\ucc44\uad8c \uc18c\uac01 \ud504\ub85c\uadf8\ub7a8\uc5d0 4000\uc5b5 \uc6d0, \uc18c\uc0c1\uacf5\uc778\u00b7\uc790\uc601\uc5c5\uc790 \ucc44\ubb34\uc870\uc815 \ud504\ub85c\uadf8\ub7a8\uc5d0 7000\uc5b5 \uc6d0\uc744 \ud22c\uc785\ud55c\ub2e4.<\/p>\n
\uc7a5\uae30 \uc5f0\uccb4\ucc44\uad8c \uc18c\uac01 \ud504\ub85c\uadf8\ub7a8\uc740 7\ub144 \uc774\uc0c1, 5000\ub9cc \uc6d0 \uc774\ud558 \uc7a5\uae30\uc5f0\uccb4\ucc44\uad8c\uc744 \uc77c\uad04 \ub9e4\uc785\ud574 \uc18c\uac01\ud558\uac70\ub098 \uc0c1\ud658 \ubd80\ub2f4\uc744 \uc644\ud654\ud558\ub294 \uac8c \uace8\uc790\ub2e4.<\/p>\n
8\uc6d4\uc5d0 \uc774\ub978\ubc14 ‘\ubc30\ub4dc\ubc45\ud06c’\ub97c \uc124\ub9bd\ud558\uace0, 10\uc6d4\ubd80\ud130 \uc5f0\uccb4\ucc44\uad8c \ub9e4\uc785\uc744 \uc2dc\uc791\ud55c\ub2e4\ub294 \uacc4\ud68d\uc774\ub2e4. 113\ub9cc \uba85\uc5d0 \ub2ec\ud558\ub294 \ucc44\ubb34\uc870\uc815\uc774 \uae30\ub300\ub41c\ub2e4.<\/p>\n
\uc544\uc6b8\ub7ec \uc18c\uc0c1\uacf5\uc778\u00b7\uc790\uc601\uc5c5\uc790 \ucc44\ubb34\uc870\uc815 \ud504\ub85c\uadf8\ub7a8 \uc0c8\ucd9c\ubc1c\uae30\uae08\uc740 \uc9c0\uc6d0 \ub300\uc0c1\uc744 \ud655\ub300\ud558\uace0 \uc800\uc18c\ub4dd \ucc28\uc8fc\uc5d0 \ub300\ud55c \uc9c0\uc6d0\uc744 \uac15\ud654\ud55c\ub2e4.<\/p>\n
\uc9c0\uc6d0 \ub300\uc0c1\uc744 2020\ub144 4\uc6d4~2024\ub144 11\uc6d4 \uc911 \uc0ac\uc5c5\uc744 \uc601\uc704\ud55c \uc18c\uc0c1\uacf5\uc778\u00b7\uc790\uc601\uc5c5\uc790\uc5d0\uc11c 2020\ub144 4\uc6d4~ 2025\ub144 6\uc6d4 \uc911 \uc0ac\uc5c5\uc744 \uc601\uc704\ud55c \uc18c\uc0c1\uacf5\uc778\u00b7\uc790\uc601\uc5c5\uc790\uae4c\uc9c0 \ud655\ub300\ud558\uace0, \ucd1d \ucc44\ubb34 1\uc5b5 \uc6d0 \uc774\ud558\uc778 \uc911\uc704\uc18c\ub4dd 60% \uc774\ud558 \uc800\uc18c\ub4dd \uc18c\uc0c1\uacf5\uc778\uc758 \ubb34\ub2f4\ubcf4 \ucc44\ubb34 \uc6d0\uae08\uac10\uba74\uc728\uc744 \uae30\uc874 60~80%\uc5d0\uc11c 90%\ub85c, \ubd84\ud560\uc0c1\ud658\ub3c4 \ucd5c\ub300 10\ub144\uc5d0\uc11c 20\ub144\uc73c\ub85c \ud655\ub300\ud55c\ub2e4\ub294 \ub0b4\uc6a9\uc774\ub2e4.<\/p>\n
9\uc6d4 \uc911 \ud655\ub300 \uc2dc\ud589\uc744 \ucd94\uc9c4\ud55c\ub2e4. \ubcf8\uaca9\uc801\uc778 \uc2dc\ud589\uc744 \uc55e\ub450\uace0 \uc5b4\ub5bb\uac8c \ucc44\ubb34\uc870\uc815\uc744 \uc2dc\ud589\ud560\uc9c0 \uad81\uae08\ud55c \uc810\uc774 \ub9ce\uaca0\ub2e4.<\/p>\n
\uae08\uc735\uc704\uc6d0\ud68c\uc758 \ub3c4\uc6c0\uc744 \ubc1b\uc544 \uad81\uae08\ud560 \ub9cc\ud55c \uc810\ub4e4\uc744 Q&A\ub85c \ud480\uc5b4\ubd24\ub2e4.<\/p>\n
\"\uc740\ud589\uad8c,\uc11c\uc6b8 \uc11c\ub300\ubb38\uad6c \ud64d\uc81c\ub3d9\uc758 '\uc18d\uc637 \ud3d0\uc5c5'\uc744 \ubd99\uc778 \uac00\uac8c.(\u24d2\ub274\uc2a41, \ubb34\ub2e8 \uc804\uc7ac-\uc7ac\ubc30\ud3ec \uae08\uc9c0)<\/pre>\n
Q. \uc0c8\ucd9c\ubc1c\uae30\uae08\uc758 \uc800\uc18c\ub4dd \ucc28\uc8fc \ub300\uc0c1\uc744 \uc911\uc704\uc18c\ub4dd 60%, \ucd1d \ucc44\ubb34\ud55c\ub3c4\ub97c 1\uc5b5 \uc6d0\uc73c\ub85c \uc124\uc815\ud55c \uc774\uc720\ub294?<\/p>\n
A. \uc911\uc704\uc18c\ub4dd 60%\ub294 \ubc95\uc6d0 \uac1c\uc778\ud68c\uc0dd\uc808\ucc28\uc758 \uc778\uac04\ub2e4\uc6b4 \uc0dd\ud65c \uc720\uc9c0\ub97c \uc704\ud55c \uc0dd\uacc4\ube44 \uae30\uc900\uc5d0 \ub530\ub978 \uac83\uc73c\ub85c, \uc5f0\uccb4 \uc0c1\ud0dc\uac00 \uc9c0\uc18d\ub418\ub294 \uac83\ubcf4\ub2e4 \uc2e0\uc18d\ud55c \ucc44\ubb34 \uc815\ub9ac\ub97c \ud1b5\ud574 \uc815\uc0c1\uc801 \uacbd\uc81c\ud65c\ub3d9 \ubcf5\uadc0\ub97c \ub3d5\ub294 \uac83\uc774 \uc0ac\ud68c\uc801 \ube44\uc6a9 \uc808\uac10\uc5d0 \ub354\uc6b1 \ud6a8\uacfc\uc801\uc774\ub77c\ub294 \ud310\ub2e8\uc5d0\uc11c\ub2e4.<\/p>\n
\ucd1d \ucc44\ubb34\ud55c\ub3c4 1\uc5b5 \uc6d0 \uc124\uc815 \uc2dc \uc800\uc18c\ub4dd \uc5f0\uccb4 \uc18c\uc0c1\uacf5\uc778\uc758 \uc57d 40%\uac00 \uc218\ud61c\ub97c \ubcfc \uac83\uc73c\ub85c \uae30\ub300\ub3fc \uc7ac\uae30 \uc9c0\uc6d0 \uc2e4\ud6a8\uc131\uc774 \uadf9\ub300\ud654\ub420 \uac83\uc73c\ub85c\u00a0\uc804\ub9dd\ud558\uace0 \uc788\ub2e4.<\/p>\n
\uc544\uc6b8\ub7ec \uc774\ubc88 \ud655\ub300 \ud504\ub85c\uadf8\ub7a8 \uc2dc\ud589\uc73c\ub85c \uae30\uc874 \ub300\ube44 \uc6b0\ub300\ub41c \ucc44\ubb34\uc870\uc815\uc744 \uc9c0\uc6d0\ubc1b\uc744 \uc218 \uc788\ub294 \ucc28\uc8fc\ub4e4\uc5d0\uac90 \uc18c\uae09\ud574\uc11c \uc801\uc6a9\ud560 \uc608\uc815\uc774\ub2e4.<\/p>\n
Q. \ucc44\ubb34\uc870\uc815\uc758 \uacbd\uc81c\uc801 \ud6a8\uacfc\uc5d0 \ub300\ud574\uc120 \uc5b4\ub5bb\uac8c \uc0dd\uac01\ud558\uace0 \uc788\ub294\uc9c0?<\/p>\n
A. \uc7a5\uae30 \uc5f0\uccb4\uc790\ub4e4\uc740 \uae09\uc5ec \uc555\ub958 \uacf5\ud3ec \ub4f1\uc73c\ub85c \uc815\uc0c1\uc801\uc778 \uacbd\uc81c\ud65c\ub3d9\uc774 \ubd88\uac00\ub2a5\ud55c \uacbd\uc6b0\uac00 \ube48\ubc88\ud558\ub2e4.<\/p>\n
\ucc44\ubb34\uc870\uc815\uc744 \ud1b5\ud574 \uc7a5\uae30 \uc5f0\uccb4\uc790\ub4e4\uc758 \uc81c\ub3c4\uad8c \uacbd\uc81c \ubcf5\uadc0\ub97c \ub3d5\ub294\ub2e4\uba74, \uc815\uc0c1\uc801\uc778 \uacbd\uc81c\ud65c\ub3d9\uc744 \ud1b5\ud55c \uc18c\ub4dd \ucc3d\ucd9c\uc774 \uac00\ub2a5\ud558\ub2e4.<\/p>\n
\ud2b9\ud788 \uc7a5\uae30 \uc5f0\uccb4\uc790\ub4e4\uc740 \ubd88\ubc95 \uc0ac\uae08\uc735\uc5d0 \uac00\uc7a5 \uc9c1\uc811\uc801\uc73c\ub85c \ub178\ucd9c\ub418\ub294 \uacbd\uc6b0\uac00 \ub9ce\uc544 \ubc94\uc8c4 \uc608\ubc29\uc5d0\ub3c4 \ub3c4\uc6c0\uc774 \ub41c\ub2e4.<\/p>\n
\ud574\uc678 \uc5f0\uad6c\ub4e4\uc744 \ud1b5\ud574\uc11c\ub3c4 \ucc44\ubb34\uc870\uc815\uc5d0 \ub530\ub978 \uacbd\uc81c\uc801 \ud6a8\uacfc\ub97c \ub2e4\uc218 \ud655\uc778\ud560 \uc218 \uc788\ub2e4.<\/p>\n
\ub3c5\uc77c \ubb8c\ud5e8\ub300 \uacbd\uc81c\uc5f0\uad6c\uc18c(CESifo)\uc758 2024\ub144 \uc5f0\uad6c\ubcf4\uace0\uc11c(‘The Long-Run Effects of Individual Debt Relief’)\uc5d0 \ub530\ub974\uba74, \ub374\ub9c8\ud06c \ubc95\uc6d0\uc758 \uac1c\uc778\ucc44\ubb34\uad6c\uc81c \ud504\ub85c\uadf8\ub7a8\uc744 \ubd84\uc11d\ud55c \uacb0\uacfc, \uc18c\ub4dd\uc740 26% \uc0c1\uc2b9, \ucde8\uc5c5\ub960\uc740 11.7% \ud3ec\uc778\ud2b8 \uc99d\uac00\ud55c \uac83\uc73c\ub85c \ub098\ud0c0\ub0ac\ub2e4.<\/p>\n
\ub2e4\ub978 \uc5f0\uad6c\ub4e4\uc5d0\uc11c\ub3c4 \ucc44\ubb34\uc870\uc815\uc744 \ud1b5\ud574 \uc18c\ub4dd\uc774\ub098 \uace0\uc6a9, \uc790\uc0b0\u00b7\uc8fc\ud0dd\ubcf4\uc720\uc728 \ub4f1\uc774 \uc99d\uac00\ud558\ub294 \uacbd\uc81c\uc801 \uc131\uacfc\uac00 \uc7a5\uae30\uac04 \uc9c0\uc18d\ub418\uace0, \uace0\uc6a9 \uc548\uc815, \uc0ac\ub9dd\ub960 \uac10\uc18c, \uc2ec\ub9ac \uc548\uc815\uacfc \uac19\uc740\u00a0\uc0ac\ud68c\uc801 \uc548\uc815\uc5d0 \ub3c4\uc6c0\uc774 \ub41c\ub2e4\uace0 \ubd84\uc11d\ud558\uace0 \uc788\ub2e4.<\/p>\n
Q. \uc5f4\uc2ec\ud788 \ube5a\uc744 \uac1a\ub294 \uc131\uc2e4\uc0c1\ud658\uc790\uc758 \ubc15\ud0c8\uac10\uc774 \uc0dd\uae38 \uac83\uc774\ub77c\ub294 \uc810\ub3c4\u00a0\uace0\ub824\ud588\ub098?<\/p>\n
A. \uc815\ub9d0 \uc5b4\ub824\uc6b4 \uc0c1\ud669\uc5d0\uc11c \uc131\uc2e4\ud558\uac8c \uc0c1\ud658\ud558\uace0 \uc788\ub294 \uad6d\ubbfc\ub4e4\uc758 \ub9c8\uc74c, \ubd88\ub9cc\uc5d0 \ub300\ud574 \uc815\ubd80\ub3c4 \uc774\ud574\ud558\uace0 \uacf5\uac10\ud55c\ub2e4.<\/p>\n
\ub2e4\ub9cc \uadf8 \uc5b4\ub290 \ub204\uad6c\ub77c\ub3c4 \uc7a5\uae30 \uc5f0\uccb4\uc5d0 \ube60\uc9c8 \uc218 \uc788\ub2e4\ub294 \uc810, \uc544\uc6b8\ub7ec \uc0ac\ud68c \uc57d\uc790 \uc9c0\uc6d0 \ubc0f \uc0ac\ud68c \ud1b5\ud569, \uc815\uc0c1\uc801 \uacbd\uc81c\ud65c\ub3d9\uc73c\ub85c\uc758 \ubcf5\uadc0\ub97c \ub3d5\uace0 \ubd88\ubc95 \uc0ac\uae08\uc735\uacfc \uac19\uc740 \ubc94\uc8c4\ub85c\ubd80\ud130\uc758 \uc608\ubc29\ub3c4 \ud544\uc694\ud558\ub2e4\ub294 \uce21\uba74\uc5d0\uc11c \uc774\ubc88 \ucc44\ubb34\uc870\uc815 \ud504\ub85c\uadf8\ub7a8\uc744 \uc774\ud574\ud574 \uc8fc\uc2e4 \uac83\uc73c\ub85c \uae30\ub300\ud558\uace0 \uc788\ub2e4.<\/p>\n
\uc131\uc2e4\uc0c1\ud658\uc790\uc640\uc758 \ud615\ud3c9\uc131\uc744 \uac10\uc548\ud574 \uc815\ubd80\ub294 \uc5c4\uc815\ud55c \uc18c\ub4dd\u00b7\uc7ac\uc0b0 \uc2ec\uc0ac\ub97c \uac70\uccd0 \ud30c\uc0b0\uc5d0 \uc900\ud558\ub294 \uc218\uc900\uc73c\ub85c \uc0c1\ud658 \ub2a5\ub825\uc774 \uc5c6\ub294 \ucc44\ubb34\ub9cc \uc18c\uac01\ud560 \uc608\uc815\uc774\ub2e4.<\/p>\n
\uc544\uc6b8\ub7ec \ucc44\ubb34\uc870\uc815 \uc9c0\uc6d0\uc774 \uc801\uc808\uce58 \uc54a\uc740 \ucc44\uad8c, \uc608\ub97c \ub4e4\uba74 \uc8fc\uc2dd\ud22c\uc790\ub85c \ubd80\ucc44\uac00 \ubc1c\uc0dd\ud558\ub294 \uae08\uc735\ud22c\uc790\uc5c5\uad8c, \uc720\ud765\uc5c5 \ub4f1\uc744 \uc601\uc704\ud558\ub294 \uc18c\uc0c1\uacf5\uc778 \ucc44\uad8c \ub4f1\uc5d0 \ub300\ud574\uc11c\ub294 \ub9e4\uc785\ud558\uc9c0 \uc54a\uac70\ub098, \uc9c0\uc6d0 \uacb0\uaca9\uc0ac\uc720\ub85c \uba85\uc2dc\ud560 \uc608\uc815\uc774\ub2e4.<\/p>\n
\ud55c\ud3b8 \uc131\uc2e4\uc0c1\ud658\uc790\uc758 \uacbd\uc6b0\uc5d4 \uc774\uc790\ub97c \uac10\uba74\ud558\uac70\ub098 \ub9cc\uae30\uc77c \uc5f0\uc7a5, \uc800\ub9ac\uc790\uae08 \uc9c0\uc6d0 \ub4f1\uc744 \ud560 \uc608\uc815\uc774\uace0, \uc0c1\ud658\ub2a5\ub825\uc744 \uc0c1\uc2e4\ud558\uc9c0 \uc54a\uc558\uc9c0\ub9cc \ubd80\ucc44 \uc0c1\ud658 \ubd80\ub2f4\uc774 \uc788\ub294 \ucc44\ubb34\uc790\ub4e4\uc740 \uc0c8\ucd9c\ubc1c\uae30\uae08 \ub610\ub294 \uc2e0\uc6a9\ud68c\ubcf5\uc704\uc6d0\ud68c \ub4f1\uc744 \ud1b5\ud55c \ucc44\ubb34\uc870\uc815\uc774 \uac00\ub2a5\ud558\ub3c4\ub85d \ud560 \uacc4\ud68d\uc774\ub2e4.<\/p>\n
Q. \ucc44\ubb34\uc790\uc758 \ub3c4\ub355\uc801 \ud574\uc774 \uac00\ub2a5\uc131\uc774 \uc788\uc744 \uc218 \uc788\ub294\ub370?<\/p>\n
A. \uc0c1\ud658 \ub2a5\ub825\uc774 \uc788\uc74c\uc5d0\ub3c4 \uace0\uc758\uc801\uc73c\ub85c \ucc44\ubb34\ub97c \uc0c1\ud658\ud558\uc9c0 \uc54a\ub294 \ucc44\ubb34\uc790\uac00 \uc788\uc744 \uac00\ub2a5\uc131\uc740 \ud06c\uc9c0 \uc54a\ub2e4\uace0 \uc0dd\uac01\ud55c\ub2e4.<\/p>\n
\uc7a5\uae30 \uc5f0\uccb4\uc2dc, \uadf8\uc5d0 \uc0c1\uc751\ud558\ub294 \ucd94\uc2ec \uace0\ud1b5\uc774 \ub530\ub978\ub2e4\ub294 \uc810, \uc2e0\uc6a9 \ud65c\ub3d9 \uc81c\uc57d\uc73c\ub85c \uc815\uc0c1\uc801\uc778 \uacbd\uc81c\ud65c\ub3d9\uc774 \uc5b4\ub824\uc6b4 \uce21\uba74\ub4e4\uc774 \uc788\uae30 \ub54c\ubb38\uc774\ub2e4.<\/p>\n
\uacfc\uac70 \ucc44\ubb34\uc870\uc815\uc774 \uc774\ub904\uc9c4 \ud604\uc7a5\uc758 \uc774\uc57c\uae30\ub97c \ub4e4\uc5b4\ubcf4\uba74, \uace0\uc758\ub85c \uc5f0\uccb4\ub97c \ud558\ub294 \uacbd\uc6b0\ub294 \uadf9\ud788 \ub4dc\ubb3c\ub2e4\uace0 \ud310\ub2e8\ud558\uace0 \uc788\ub2e4.<\/p>\n
\uc815\ucc45\ube0c\ub9ac\ud551 \ud669\ud76c\ucc3d<\/p>\n
[\ucd9c\ucc98] \ub300\ud55c\ubbfc\uad6d \uc815\ucc45\ube0c\ub9ac\ud551(www.korea.kr)<\/p>\n","protected":false},"excerpt":{"rendered":"
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